The financial services and insurance markets are characterised by innovation and diversity, constantly evolving to meet regulatory demands and to seize new opportunities. Our Financial Services & Insurance team offers a combination of strategic insight and deep industry expertise ensuring that you are equipped to navigate complexity and capitalise on opportunity.
The Michelmores Financial Services & Insurance team has extensive industry insight which is specific to the sectors in which our clients operate. We bring direct in-house experience to understanding the nuances and solving the challenges faced by our clients.
Michelmores provides strategic legal advice to national and international clients in the financial service and insurance sectors. Our full-service team draws on lawyers from across the firm, including sector experts from our Corporate, Commercial, Dispute Resolution, Banking and Regulatory teams. This combined expertise efficiently guides our clients through day-to-day business as usual issues, transactions, and change projects whilst managing complex legal, regulatory or reputational considerations.
We support investment management firms (individual funds and model portfolio services (MPS)), financial planning firms including appointed representative (AR) networks, investment platforms, private banks and family offices.
Including insurance brokers and advisors, intermediaries (including managing general agents), and insurance distribution platforms.
We help FinTech businesses navigate legal, commercial, regulatory and compliance hurdles from start-up/scale up stage through to established businesses. In particular we focus on the integration between a technology product (such as a digital platform) and an FCA regulated product or service.
The Michelmores team also advises on the establishment of International Financial Centres, led by Andrew Oldland KC in collaboration with TheCityUK. Key work includes setting up the Astana International Financial Centre in Kazakhstan and ongoing work advising the Vietnamese government on establishing an International Financial Centre, whose purpose are to provide a regulatory and legislative framework that will attract foreign investment and foster economic growth
Andrew Oldland KC is very well informed on financial matters, especially fraud in the context of Europe and Central Asia.
Legal 500
Michelmores understands the regulatory and reputational sensitivities that shape Corporate strategy within the Financial Services & Insurance sector. We advise on the full range of Corporate activity, including:
Key contact: Adam Kean
Our cross-disciplinary team includes specialists in:
Key contact: Tom Torkar and Sam Kewellhampton
Michelmores’ financial services, securities and investment disputes team is led by Jonathan Kitchin, Jennifer Morrissey and Andrew Oldland KC. We focus on disputes involving FCA regulated persons or businesses, listed companies and investments. Our expertise includes:
Our team also includes senior litigators with complimentary reputation management and insolvency expertise, offering strategic clarity and discretion in complex, sensitive or high-stakes matters
Key contact: Jonathan Kitchin
Our team of dedicated Banking and Finance lawyers equip clients with the knowledge and mechanisms they need to achieve their ambitions. We support banks, finance houses, alternative funders, funds, development finance institutions and borrowers on complex lending transactions and projects. The firm’s expertise includes:
Key contact: Karen Williams
We advised Financial Services & Insurance corporates on employment law and regulatory issues, including senior manager exits (contentious and non-contentious), large-scale redundancies, grievances and disciplinary matters relating to the Senior Managers and Certification Regime (SM & CR).
Key contact: Rachael Lloyd
We have extensive experience advising on the restructuring of financial services regulated businesses operating under UK regulatory frameworks, including those authorised by the FCA. Our team understands the unique challenges posed by regulatory capital requirements, client asset protections and close supervisory oversight, and we provide pragmatic, commercially-focused advice that balances stakeholder interests with strict regulatory compliance. Our experience includes advising on the contingency planning and solvent wind-down of an FCA-authorised investment firm, supporting directors and lenders through a pre-administration restructuring of a regulated consumer credit business, and acting for investors on a distressed acquisition and recapitalisation of a wealth management platform. We have also advised on administrations involving firms holding client money, working alongside regulatory specialists to manage FCA engagement and ensure orderly outcomes for customers. Across all mandates, we focus on delivering controlled, compliant restructurings that preserve value, protect customers and mitigate regulatory risk.
Key contact: Sacha Pickering
Our Financial Services and Insurance team combines sector insight with technical excellence, delivering tailored solutions across complex regulatory, transactional, and dispute matters for leading businesses and institutions.
We pride ourselves on forging lasting relationships with our clients in the Financial Services & Insurance industry based on collaborative internal and external facing culture, allowing us to deliver across practice areas and functions seamlessly for clients.
We understand the context in which regulated Financial Services & Insurance businesses operate, including the intersection of regulatory and commercial change, to structure deals and advice that manages risk and exposure.
No-one-size-fits all here. Every agreement (be it a commercial agreement to sell an investment or platform service or a share purchase agreement to acquire a regulated firm) is bespoke and shaped around your specific needs and long-term goals.
