Insurance

Michelmores is first class in everything it does in the insurance sector.

Legal 500, 2018

The team at Michelmores is very thorough, tenacious, and very knowledgeable. Lawyers have your best interest at heart and you trust their judgement.

Legal 500, 2020

Expert firm for insurance litigation matters. In depth understanding of insurers perspective and attention to detail.

Legal 500, 2020

A stand-out firm in this area... the team is strong for the technically difficult issues and can provide a straight answer to a tricky question, with analysis that can be trusted.

Legal 500, 2018

Very client-orientated, cutting straight to the relevant issues.

Legal 500, 2015

Insurance Policyholder Coverage Disputes

Our Commercial & Regulatory disputes team are well versed in advising and representing policyholder in relation to insurance coverage on a standalone basis or within the context of an existing commercial dispute or regulatory investigation.

Our experience extends to claims on D&O, professional indemnity, public liability, business interruption (including infectious disease and prevention of access clauses) and other specialist policies on either a claims made or occurring basis.

Recent illustrative examples of our work include advising on: PI coverage relating to FCA investigation and past business review; D&O coverage relating to insolvency and unfair prejudice claims; business interruption coverage relating to the cancellation or postponement of international sporting and hospitality events; public liability arising from a high profile disaster; specialist coverage relating to the interruption of large scale multi-use property development sites or employee / contractor fatalities arising from health and safety failures; and pursuing negligence claims against brokers.

We are able to advise on your policy’s key terms relating to notification, excess, aggregation, limits of indemnity, extensions of cover, conduct of claims, subrogation, proof of loss submissions and dispute resolution including via arbitration. The strength and depth of our litigation offering also means that we can provide strategic advice where the resolution of your insurance claim dovetails with the conduct of any ancillary commercial or corporate dispute and regulatory investigation.

We pride ourselves on being approachable and focused on the most pragmatic way to mitigate your business or financial risks and losses during a time of crisis.

We are recognised and ranked in Legal 500 and Chambers & Partners for the specialist work that we do in this field.

KEY CONTACTS
TEAM
Fiona Pearson
Fiona Pearson
Partner
Scott Love
Scott Love
Associate